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This resulted in keeping the life insurance age at policy issue at 30, and the cost of the policy the same as the original quote of 0.Backdating this policy would result in a savings of 0 over the next 20 years.You will only get backdating for the period you met the qualifying rules; so if you only met the rules, for example, two weeks before your date of claim, you will only get two weeks' extra money.You should check your tax credits award notices carefully to make sure any backdating has been included properly.21, 2014 /PRNewswire/ -- Shares in Ocwen Financial Corporation ("Ocwen" or the "Company") (NYSE: OCN) have plunged approximately 20%-its largest intraday drop since October 2008-after New York's Department of Financial Services accused the company of improperly option grants to periods of lower share prices (Yermack, 1997; Aboody and Kasznik, 2000; Chauvin and Shenoy, 2001; Lie, 2005; Heron and Lie, 2007; and Narayanan and Seyhun, 2006), or decreasing earnings to suppress share price when options are granted (Baker, Collins, and Reitenga, 2003; Cheng and Warfield, 2005; Bergstresser and Philippon, 2006; Cornett, Marcus, and Tehranian, 2008; Mc Anally, Srivastava, and Weaver, 2008).Sometimes workers are registered with the scheme long after they started working in the building and construction industry.

Since age is one key factor in determining how much you will pay for your policy, it’s important to keep your age as low as possible when your policy is issued.

' Special circumstances' are occurrences or a combination of reasons that either prevented the worker from registering earlier or understandably caused them to overlook registering.

The ‘special circumstances’ to allow backdating of a registration have to be specific to the worker and of a significant nature.

Registered workers can apply to the Corporation for special consideration to have their registration date reset to an earlier date (ie. This will allow the earlier work to be counted in their record.

Legislation requires that the Corporation must be satisfied before backdating a registration that there were ‘special circumstances’.